Are there any charges applicable in case the EMI is returned

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Change of Home Branch Migrate to Salary Account Family Banking Submit Form 15G/H Request Chequebook DD request
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Are there any charges applicable in case the EMI is returned

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In case the NACH/Standing Instructions are returned/bounced due to reasons caused by the customer such as insufficient funds or other financial issues, a bounce charge of INR 339 + GST will be applicable. Additionally, penal charges of 8% per month or 24% per annum will be applied on the delayed EMI payment.