If it is more than 3 days from your EMI due date and the EMI for the current month has not been deducted, it could be because of:
a. Insufficient funds in your account
b. NACH mandate
c. Signature mis-match in NACH mandate
d. Post-dated cheques have been exhausted
Please do get in touch with us and let us know the EMI amount that was not deducted from the listed channels