AxisRemit can be used by an NRI wanting to send money from his/her bank account in the United States, Europe (Euro Zone), United Kingdom, Australia, Canada, Singapore, Hong Kong and UAE to a beneficiary in India. The remitter can also have the money sent to his/her own NRE account in India.

AxisRemit is brought to you by Axis Bank - one of India's leading and respected private sector banks. Axis Bank has been rated as the BEST BANK IN INDIA* and has a rich tradition of providing state-of-the-art banking services with high degree of reliability and commitment to customers.
*Business India Survey 2007-08

When you pay through AxisRemit, the money is transferred through the Automated Clearing Mechanism/Electronic Clearing System in your country to the designated account held and operated by Axis Bank. Thus, the money always moves within the banking system. All transactions and information exchanges happen on fully secure encrypted lines, and your data is stored on servers that are protected by advanced firewalls which have undergone extensive security tests.

As part of AxisRemit's revamp, we have reset the passwords for all the users. If you are trying to login to the revamped AxisRemit for the first time, request you to click on 'Forgot Password' to retrieve a temporary password.

You can register for AxisRemit by filling up a simple form by and creating your own user ID. The details that are required are ?
Personal details like name, date of birth, gender.
Login details like your user ID and password.
Address and contact details

ACH Transfer is a convenient way to send money from USA. It uses the Automated Clearing House (ACH) network in USA to debit to your account, and transfer the funds to Axis Bank's specially designated account in US. The funds are then converted and credited to the beneficiary in India.

Login to your AxisRemit account and follow the below mentioned steps -

• Click on 'Add New Bank account' .
• It will direct you to page where you will need to fill in the details of your local US bank account. The details required to be submitted are ?
• Account holder's name
• Bank name
• Bank's ABA routing number
• Account type
• Submit these details by clicking on 'Confirm'
• Initiate a money transfer by mentioning the amount and purpose of transfer.

There is a one-time account validation that is done on the local bank account that you register on AxisRemit. We will initiate 2 sub-dollar (less than a dollar) transactions to the local bank account. A deposit and a withdrawal will be made to your account. The value of the credit is equal to value of withdrawal hence the balance in your account remains unaffected. You need to check your account and confirm the deposit values on AxisRemit. Once the confirmation is successful, your transaction will be processed.
Please note that you can initiate a transfer only after the ACH account validation is successful

It can take upto 3 business days for sub-dollar transactions to show in account.

A one-time validation is carried out for the account that you register for ACH Transfer. This is done to prevent any misuse of your account.

You can use your consumer checking or savings account in US. Your bank should be affiliated with ACH network.

Yes, you can register more than one bank account this service

There are no charges for using ACH transfer service.
Service tax as per Service Tax (amendment) Rules, 2011 will be levied effective 1st April, 2011. This amount is deducted from the Rupee amount credited to the beneficiary's account.

Yes, you can schedule a future dated transaction (upto a year) from your verified ACH account using ACH Transfer facility. You can also set up Standing Instructions (SIs) for recurring payments like EMI payments, bill payments or for special occasions like Mom's birthday!

No, AxisRemit Online can be used for transfers of personal nature. You cannot transfer funds from or to non-individual/business accounts.

The minimum limit per transaction is USD 100 and maximum limit is USD 7,500

Online Transfer is a hassle-free method of transferring money from UK, UAE, Euro Land Singapore and Hong Kong to India using your local bank's internet banking facility.

Just follow below steps to send money to your loved ones through Online Transfers-

• Log in to AxisRemit
• Add beneficiary details or select an existing beneficiary.
• Click on 'Online Transfer'
• Add your payment details like amount, purpose of remittance, and click submit.
• After submitting the request, you will receive a unique reference number and account details to which you need to send money.
• Now, log in to your local bank's internet banking where you have an account.
• Initiate a third party fund transfer for the same amount as you have initiated on AxisRemit to the account given in payment (account) details. Remitters from Singapore banking with DBS can do a bill payment to Axis Bank (added as a biller in the internet banking)
• Please input the reference number in the free text field/description field.
• We will credit the beneficiary as per your instructions on AxisRemit once the money is received in Axis Bank's account in your country.

Your local bank's internet banking should have below options for you to be able to use Online Transfer.

• Online third-party funds transfers/payments facility and,
• A "Remarks" or "Message to Recipient" field while making the online third-party transfer, to enter the reference number generated on AxisRemit.

Yes, you can avail of the fixed rate facility by selecting 'Fixed Rate' option on Step 1 while initiating an Online Transfer.
Please note that the exchange rate committed for a fixed rate Online Transfer is only applicable if the funds for the transfer are received by Axis Bank within the validity period advised during the transaction initiation. If the funds for a fixed rate transfer are received after the advised number of days valid for the fixed exchange rate, then the exchange rate prevailing on the date of processing of the transaction will be applied.

No, the overseas account should belong to the registered user of AxisRemit. Only those transactions are processed where the name reflecting in the AxisRemit account matches with the Account Holder's name in the Bank Account from where the money transfer is made.

Single Euro Payment Area (SEPA) was developed by the European Central Bank and European Commission as a single payment market in the European Union that allows Euro payments to be made within Europe as easily and efficiently as within current national borders. For transfers made through SEPA, our partner bank's charges may apply.

The money that can be sent using Online Transfer per transfers is as-

Your beneficiary will receive money in 2-3 working days from the time you initiate a fund transfer from your bank. We will send money to your beneficiary within 1 day of receiving money in our account.

No, AxisRemit Online can be used for transfers of personal nature. You cannot transfer funds from or to non-individual/business accounts.

Smart Wire is a semi-online method of transferring money from USA, UK, UAE, Canada, Euro Land Singapore and Hong Kong to India.

Just follow below steps to send money to your loved ones through Smart Wire Transfers-

• Log in to AxisRemit
• Add beneficiary details or select an existing beneficiary
• Click on 'Smart Wire
• Add your payment details like amount, purpose of remittance, and click submit
• After submitting the request, you will receive a unique reference number and account details to which you need to send money
• Now, submit this form to your local bank
• Instruct your local bank to effect a wire transfer as per the details mentioned in the form
• We will credit the beneficiary as per your instructions on AxisRemit once the money is received in Axis Bank's account in your country

The money that can be sent using Smart Wire per transfers is as -

Your beneficiary will receive money in 2-3 working days from the time you initiate a fund transfer from your bank. We will send money to your beneficiary within 1 day of receiving money in our account

Yes, you can avail of the fixed rate facility by selecting 'Fixed Rate' option on Step 1 while initiating a Smart Wire.
Please note that the exchange rate committed for a fixed rate Online Transfer is only applicable if the funds for the transfer are received by Axis Bank within the validity period advised during the transaction initiation. If the funds for a fixed rate transfer are received after the advised number of days valid for the fixed exchange rate, then the exchange rate prevailing on the date of processing of the transaction will be applied.

No, AxisRemit Online can be used for transfers of personal nature. You cannot transfer funds from or to non-individual/business accounts.

The options available to your beneficiary to receive money are

• Axis Bank account credit - You can send money to an account with Axis Bank.
• Electronic transfer to other banks in India - You can send money to accounts with over 100 banks via NEFT.

No, neither you nor your beneficiary needs to have an account with Axis Bank.

The status of your remittance request will get updated on the 'Status Tracker'.

No. Transfer can happen only to an account.

For your ACH Transfers, the exchange rate applicable to transfer will be the rate at which the transfer was booked. All such transfers will be executed at fixed rate.

• For money transfer requests through Online Transfer or Smart Wire, you have the option of choosing either 'Fixed Rate' or 'Indicative Rate' at the time of initiating the request. Fixed Rate: The exchange rate at which the transfer is booked will be applicable if the funds are received within the validity period. Else, the exchange rate prevailing on the date of processing the transfer will be applicable.
• Indicative Rate: The exchange rate displayed at the time of booking the transfer is only indicative in nature. The exchange rate prevailing on the date of processing will be applicable to the transfer

For your ACH Transfers, the exchange rate at which the transfer was booked will be the rate at which the transfer will be executed.
For your money transfer requests through Online Transfer or Smart Wire, if you choose 'Fixed Rate' at the time of initiating the request, then the exchange rate shown at the time of booking the transfer will be applicable if the funds are received by Axis Bank within the advised validity period.

The rate which is displayed in the exchange rate table is an indicative rate which can help you in arriving at an approximate rupee value of your transfer.

In case status of your transfer is displayed as 'Sent to beneficiary' and your beneficiary has not yet received the money, please write to us at axisremit@axisbank.com mentioning your transaction reference number.

Should you require any assistance, you can write to us at nri.services@axisbank.com. You can also reach us at the phone numbers mentioned below -

United States – 1855-205-5577 (toll-free)
United Kingdom – 0808-1785-040 (toll-free)
Singapore – 800-1206-355 (toll-free)
Canada – 1855-436-0726 (toll-free)
United Arab Emirates – 8000-3570-3218 (toll-free)
Anywhere – 91-22-27648000 (non toll-free)