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Bank Accounts

What type of charges constitute consolidated charges

a. Debit card charges :
   • Debit Card Annual /Issuance fee
   • Debit Card Replacement fee
b. Non-Maintenance of minimum balance as per limit applicable on your account type
c. Charges beyond stipulated free transaction limits
   • ATM withdrawal
   • Cheque book
d. Value Added Services – SMS Alert
e. Transaction failure charges
   • Auto Debit Failure
   • Cheque Return /bounce
   • Standing Instruction bounce
f. Transaction Charges
   • Cash Transaction
   • DD Issue Charges/Revalidation
   • Recurring Deposit Standing Instruction
   • Stop Cheque
g. Duplicate Passbook/Statement Fees
h. I-connect /Net Secure device charges
i. Charges towards additional products you have opted
   • Annual charges towards DEMAT account
   • Annual locker charges

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