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Senior citizens are usually more trusting of others, especially people who claim to be looking out for them.
Types of Frauds:
Charity fraud: Charity fraud is the act of using deception to get money from people who believe they are making donations to a charity. Often a person or a group of people will make material representations that they are a charity or part of a charity and ask prospective donors for contributions to the non-existent charity.
Online shopping fraud: Online shopping scams involve scammers pretending to be legitimate online sellers, either with a fake website or a fake ad on a genuine retailer site. Items being offered at unbelievable prices – Fake websites / Sellers.
Lottery Winning fraud:Beware of fraudsters who lure people by offering attractive prizes. Have you received an SMS or email saying that you have won a prize in a lottery? It's a scam.
Prevent a fraud with these 5 easy steps:
STOP: Take a moment and think about the situation. Does anything feel suspicious?
LEAVE: Hang up, close the door, or close the email. If someone is pressing you to act now, he/she could be a con artist.
ASK: Call a family member for advice, search online for more details, and find out if the organisations that you're speaking to are real. You can also ask a visitor for identification.
WAIT: Take the time to absorb what you’ve learned and make a plan of action. Don’t rush any decisions.
ACT: Only visit legitimate websites and call verified, safe phone numbers listed on these official sites. You can use independent review websites and email address lookup services to check someone's identity.
Simplifying your banking experience - Visit Self-help Video Library.
UPI Fraud Scam - how you can avoid falling prey to scams.