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I want to avail an Instant Loan on my Credit Card. How do I check the eligibility?
The Instant Loan eligibility is based on the performance on your Credit Card and the internal policies of the Bank. The card should be active and not in blocked status. Instant Loan is offered only to customers who hold an Axis Savings Bank Account

What is the tenure and charges applicable for Instant Loan?
The loan can be availed for 12, 24, 36 & 48 months only. Interest, Processing Fee and Service Tax is applicable on availing this loan. 

How do I apply for an Instant Loan?
a. SMS ‘ILW’ to 5676782
b. Internet Banking : Select your Card from My Credit Cards through Accounts option >> Click on Instant Loan >> Select from available offers >> Agree to Terms & Conditions & Enter NetSecure code received through SMS
c. Axis Mobile App : Click on Controls from Credit Cards option >> Click on Instant Loan On Credit Card >> Select from available offers >> Agree to Terms & Conditions >> Enter mPIN (Mobile Banking Password)
d. Phone : Call us on the numbers mentioned on the Call tab below

Can I cancel my Insta Loan & what are the charges applicable on cancellation?
If a call for cancellation is placed within 15 days of booking the EMI, processing fee will be reversed. If a call is placed after 15 days for cancellation, only EMI will be cancelled, processing fee will applicable and cannot be reversed.


To know more about Instant Loan on Credit Card, click here

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