Fees and Charges

Fees and charges applicable to your Axis Bank Savings/Salary account is being revised effective April 1st, 2024. Click here for details.

Non-maintenance of minimum average balance fee for Savings account has been revised effective April 1st, 2023. Click here for details.

Click here to view FAQs on Fuel Surcharge.

Basic Service Fees

Transaction Fees

Transaction Failure Fees

Convenience Fees

Other Fees and Charges

Foreign Currency Fees

Initial Funding

Semi Urban - Rs. 10,000, Rural - Rs. 10,000

Average Balance Required across all locations

Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more

Average Balance Required (Metro)

Non-maintenance of average balance charges (Metro)

Average Balance Required (Urban)

Non-maintenance of average balance charges (Urban)

Average Balance Required (Semi Urban)

Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more

Non-maintenance of average balance charges (Semi Urban)

INR. 6 per 100 of the shortfall from AMB requirement or INR. 600 whichever is lower.

Average Balance Required (Rural)

Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more

Non-maintenance of average balance charges (Rural)

INR. 6 per 100 of the shortfall from AMB requirement or INR. 600 whichever is lower.

Total Relationship Value (for all locations)

To maintain minimum balance of Rs 10,000 OR FD of at least Rs 50,000 for a tenure of 12 months or more

Primary Debit Card: Type

Secure+ Debit Card

Primary Card: Issuance Fees

Rs. 300 +GST

Primary Card: Annual Fees

Rs. 300 +GST

Joint Debit Card: Type

Secure+ Debit Card

Joint Card: Issuance Fees

Rs. 300 +GST

Joint Card: Annual Fees

Rs. 300 +GST

My Design Card Issuance

Original Card Issuance cost + Rs. 250*+GST. *Angry Bird images priced at Rs. 500+GST.

CHIP & PIN enabled card - Issuance

Chequebook Issuance: No. of Chequebooks Free

One multicity Cheque Book Free per year (20 leaves)

Account Closure

Account is closed within 14 days of account opening: Nil Account is closed between 14 days and 1 year of account opening: Rs. 500 Account is closed post 1 year of account opening: Nil

DD/PO Issuance: No. of free DD/PO

Nil

*Terms and conditions

Charges are levied if account is closed between 14 days and 1 year. No charges would be levied if account is closed within 14 days of account opening or after 1 year.
If the Minimum Average Balance (MAB) is not maintained in the account, the Bank will notify the customer via SMS, Email, Letter, or other digital communication channels identified by the Bank. And if the balance is not restored in the succeeding month of communication, the non-maintenance charges for the preceding month will be applied and recovered.It is the responsibility of the Account Holder to maintain and update the valid Email ID, Mobile Number and Communication address on Banks records to receive all communications from the Bank.

NetSecure with 1 Touch Issuance fee

Rs.1000

Transaction Fee on non-maintenance of average balance/TRV

Daily withdrawal limit and Shopping limit

Daily ATM Withdrawal Limit of Rs.50,000, Daily POS transaction Limit of Rs.2,00,000.

Monthly Cash Transaction Free Limits (Metro/Urban)

First 4 Transactions or INR 1 Lakhs whichever is earlier. Monthly third party Cash transaction limit : INR 25,000/-

Monthly Cash Transaction Free Limits (Semi-Urban/Rural)

First 4 Transactions or INR 1 Lakhs whichever is earlier. Monthly third party Cash transaction limit : INR 25,000/-

Fees on Cash Deposits and Withdrawals above limits

Self/Non Home - INR 5 per 1000 subject to a minimum of INR 150/- Third Party - INR 10 per 1000 subject to a minimum of INR 150/-

Transaction Charges on Cash Deposit Transaction done at Cash Deposit Machine

INR. 50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank/State Holidays for deposits exceeding 2 transactions or INR. 5,000 per month (either single or multiple transaction), whichever is earlier.

Fair usage fees on branch transactions

15 transactions free per month post which charge of INR 75/transaction would be levied. This is over and above the existing fee structure.Transactions include Cash transactions at branch, Outward clearing, Fund transfer, RTGS/NEFT & remittances

Outstation Cheque Collection Fees:

Upto INR 5,000:INR 25 per cheque, INR 5,001 - INR 10,000: INR 50 per cheque, INR 10,001 - INR 1 Lakh : INR 100 per cheque, Above INR 1 Lakh: INR 150 per cheque

RTGS Fees (Branch)

RTGS value of 2 to 5 lakhs charges of INR 20 RTGS Value > 5 lakhs charges of INR 45

RTGS Fees (Online)

NIL

NEFT Transaction Limits (how many free per quarter)

Unlimited

NEFT Fees (Branch)

NEFT value Upto 10,000 charges of INR 2 NEFT value of 10,001 to 1,00,000 charges of INR 4 NEFT value of 1,00,001 to 2,00,000 charges of INR 14 NEFT value > 2,00,000 charges of INR 24

NEFT Fees (Online)

NIL

IMPS Fees

Upto INR 1000 - INR 2.5* per transaction, INR 1000 to INR 1 Lakh - INR 5* per transaction, INR 1 Lakh to INR 5 Lakh - INR 10* per transaction, *Taxes extra

Speed Clearing Fees

Free upto cheque amount of INR 1 lakh. Above INR 1 lakh- INR 150

Axis Bank ATM: No. of Free Transactions

First 5 Financial transactions free

Non - Axis Bank ATM : No of Free Transactions

First 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad), or First 5 transactions (Financial + Non Financial) free in all Other Locations

Axis/Non-Axis ATM: Cash Withdrawal (Financial transaction) fees beyond limits

INR 21 per transaction

Axis/Non-Axis ATM: Balance Enquiry (Non-Financial transaction) fees beyond limits

INR 10 per transaction

Maximum transaction count limit on ATM transaction

Maximum monthly transaction count limit of 30 transactions (Financial + Non-Financial) per month. Post transaction limits, INR 21 per Financial transactions on Axis Bank and (Financial + Non Financial) non-Axis Bank ATMs

International Cash Withdrawal fees (ATM)

Rs. 125

International Balance Enquiry fees (ATM)

Rs. 25

ECS/NACH transaction charges

Rs. 25 per transaction with cap of Rs. 100 a month

Surcharge on Railway Tickets purchased with Debit Card

Cross Currency Mark-up on International Debit Card Transactions

3.50%

Dynamic currency conversion Mark-up on International Debit Card Transactions

Surcharge at Petrol Pumps

Not Applicable on Axis Bank's Terminal

Outward Cheque Return

1st Return INR. 50 2nd Return onwards INR. 100

Inward Cheque Return - Financial Reason

1st return INR. 500, 2nd return onwards- INR. 550

Inward Cheque Return - Non-Financial

INR. 150/ instance

Outstation Cheque Return

Rs.150 per cheque

Deliverable return charges

INR 50 per return

ECS Debit Failure

1st return INR 500, 2nd return onwards INR 550

Standing Instruction Failure Charges on Loan EMIs and Credit Card Dues

Credit Card/Loan/Auto Debit Rs. 250/instance

Standing instruction faliure charges on Recurring Deposite & Mutual Fund

Nil

ATM Cash withdrawal transaction failure charges due to insufficient fund in customers savings account

Non-Axis ATM - Rs. 25 per instance, Axis ATM - Nil

Additional Charges on Non-Maintenance of Balance applicable to all Branch Locations

Nil

Transaction Decline fee at POS terminals due to insufficient funds in savings account

Rs 25 per instance

Card Replacement Fee

Rs.200

Additional MyDesign Card - Replacement Fee

As per choice of image & Mydesign T&C

Additional CHIP & PIN enabled card - Replacement Fee

Additional Chequebook Fee

Duplicate PIN (Branch mode only)

Duplicate Passbook

Rs.100/- per Instance

Physical Statement Fee at branch, for prior quarters

Rs.100/- per Instance

Stop Payment Instructions: Cheque

Rs.50 per cheque, with a maximum of Rs.100 for Series (>2)

Stop Payment Instructions: ECS

Rs.100

DD/PO Cancellation

Rs.100

DD/PO Duplicate

Rs.100

DD/PO Revalidation

Rs.100

Additional DD/PO Fee

Upto INR 10,000 - INR 50
>INR 10,000-INR 20 lakhs- INR 5 per 1000 (min INR 75/- max INR 7,500)
>INR 20 Lakhs - INR 1 cr - INR 5 per 1000 (max INR 10,000)
Above INR 1 cr - INR 5 per 1000 (max INR 15,000)

SMS Alert Charges

25 ps. per SMS charge Max cap per customer Rs. 15/quarter (mandatory SMS)
*Mandatory SMS Alert such as ATM/POS Transaction, Security Alert, Transfer through Internet/Mobile App, etc.

Address Confirmation

Rs.50

Photo Attestation

Rs.50

Signature Verification-NACH Mandate,Loan application, SIP etc. where signature verification is reqd

Rs.50

Balance Certificate

Rs.50

Locker fees

Varies by Size and branch category (Metro/urban/semi-urban/rural)

Safe Custody Charges

NetSecure with 1 Touch Replacement fee

Rs.800

Demat A/C annual charges where applicable

If Demat account is linked with your savings account- Rs.750, If Demat account is not linked with your savings account- Rs.2500

Other Free Services & Discounts

Demat Account AMC (1st Yr)

Foreign Currency Outward Remit by Wire/TT/Swift

Rs.1,000

Foreign Currency Outward Remit by DD

Rs.250 or 0.3% whichever is higher

Inward Wire Transfer - Processing Fees

Rs. 250

Foreign Currency Instruments - Collection Fees

Rs. 750

Foreign Currency Instruments - Courier Charges

Rs. 50

Foreign Currency Instruments - Correspondent / Drawee Bank Charges (CLS)

NIL

Foreign Currency Instruments - Correspondent / Drawee Bank Charges (FCS)

USD 40

Foreign Currency Instruments - Correspondent / Drawee Bank Charges (Direct Collection)

On actuals

Foreign Currency Instruments - Dishonor Charges (Per Unit)

Rs. 100 + Charges imposed by issuer/correspondent bank (if any)

Foreign Currency - Cash Deposit at Branch

Rs. 100 (per instance)