Fees and Charges

Fees and charges applicable to your Axis Bank Savings/Salary account is being revised effective April 1st, 2024. Click here for details.

Non-maintenance of minimum average balance fee for Savings account has been revised effective April 1st, 2023. Click here for details.

Click here to view FAQs on Fuel Surcharge.

Initial Funding
Semi Urban - Rs. 10,000, Rural - Rs. 10,000
Average Balance Required across all locations
Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more
Average Balance Required (Metro)
NA
Non-maintenance of average balance charges (Metro)
NA
Average Balance Required (Urban)
NA
Non-maintenance of average balance charges (Urban)
NA
Average Balance Required (Semi Urban)
Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more
Non-maintenance of average balance charges (Semi Urban)
INR. 6 per 100 of the shortfall from AMB requirement or INR. 600 whichever is lower.
Average Balance Required (Rural)
Average Monthly Balance of Rs. 10,000 (Semi Urban / Rural) OR FD of at least Rs 50,000 for a tenure of 12 months or more
Non-maintenance of average balance charges (Rural)
INR. 6 per 100 of the shortfall from AMB requirement or INR. 600 whichever is lower.
Total Relationship Value (for all locations)
To maintain minimum balance of Rs 10,000 OR FD of at least Rs 50,000 for a tenure of 12 months or more
Primary Debit Card: Type
Secure+ Debit Card
Primary Card: Issuance Fees
Rs. 300 +GST
Primary Card: Annual Fees
Rs. 300 +GST
Joint Debit Card: Type
Secure+ Debit Card
Joint Card: Issuance Fees
Rs. 300 +GST
Joint Card: Annual Fees
Rs. 300 +GST
My Design Card Issuance
Original Card Issuance cost + Rs. 250*+GST. *Angry Bird images priced at Rs. 500+GST.
CHIP & PIN enabled card - Issuance
NA
Chequebook Issuance: No. of Chequebooks Free
One multicity Cheque Book Free per year (20 leaves)
Account Closure
Account is closed within 14 days of account opening: Nil Account is closed between 14 days and 1 year of account opening: Rs. 500 Account is closed post 1 year of account opening: Nil
DD/PO Issuance: No. of free DD/PO
Nil
*Terms and conditions
Charges are levied if account is closed between 14 days and 1 year. No charges would be levied if account is closed within 14 days of account opening or after 1 year.
If the Minimum Average Balance (MAB) is not maintained in the account, the Bank will notify the customer via SMS, Email, Letter, or other digital communication channels identified by the Bank. And if the balance is not restored in the succeeding month of communication, the non-maintenance charges for the preceding month will be applied and recovered.It is the responsibility of the Account Holder to maintain and update the valid Email ID, Mobile Number and Communication address on Banks records to receive all communications from the Bank.
NetSecure with 1 Touch Issuance fee
Rs.1000
Transaction Fee on non-maintenance of average balance/TRV
-
Daily withdrawal limit and Shopping limit
Daily ATM Withdrawal Limit of Rs.50,000, Daily POS transaction Limit of Rs.2,00,000.
Monthly Cash Transaction Free Limits (Metro/Urban)
First 4 Transactions or INR 1 Lakhs whichever is earlier. Monthly third party Cash transaction limit : INR 25,000/-
Monthly Cash Transaction Free Limits (Semi-Urban/Rural)
First 4 Transactions or INR 1 Lakhs whichever is earlier. Monthly third party Cash transaction limit : INR 25,000/-
Fees on Cash Deposits and Withdrawals above limits
Self/Non Home - INR 5 per 1000 subject to a minimum of INR 150/- Third Party - INR 10 per 1000 subject to a minimum of INR 150/-
Transaction Charges on Cash Deposit Transaction done at Cash Deposit Machine
INR. 50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank/State Holidays for deposits exceeding 2 transactions or INR. 5,000 per month (either single or multiple transaction), whichever is earlier.
Fair usage fees on branch transactions
15 transactions free per month post which charge of INR 75/transaction would be levied. This is over and above the existing fee structure.Transactions include Cash transactions at branch, Outward clearing, Fund transfer, RTGS/NEFT & remittances
Outstation Cheque Collection Fees:
Upto INR 5,000:INR 25 per cheque, INR 5,001 - INR 10,000: INR 50 per cheque, INR 10,001 - INR 1 Lakh : INR 100 per cheque, Above INR 1 Lakh: INR 150 per cheque
RTGS Fees (Branch)
RTGS value of 2 to 5 lakhs charges of INR 20 RTGS Value > 5 lakhs charges of INR 45
RTGS Fees (Online)
NIL
NEFT Transaction Limits (how many free per quarter)
Unlimited
NEFT Fees (Branch)
NEFT value Upto 10,000 charges of INR 2 NEFT value of 10,001 to 1,00,000 charges of INR 4 NEFT value of 1,00,001 to 2,00,000 charges of INR 14 NEFT value > 2,00,000 charges of INR 24
NEFT Fees (Online)
NIL
IMPS Fees
Upto INR 1000 - INR 2.5* per transaction, INR 1000 to INR 1 Lakh - INR 5* per transaction, INR 1 Lakh to INR 5 Lakh - INR 10* per transaction, *Taxes extra
Speed Clearing Fees
Free upto cheque amount of INR 1 lakh. Above INR 1 lakh- INR 150
Axis Bank ATM: No. of Free Transactions
First 5 Financial transactions free
Non - Axis Bank ATM : No of Free Transactions
First 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad), or First 5 transactions (Financial + Non Financial) free in all Other Locations
Axis/Non-Axis ATM: Cash Withdrawal (Financial transaction) fees beyond limits
INR 21 per transaction
Axis/Non-Axis ATM: Balance Enquiry (Non-Financial transaction) fees beyond limits
INR 10 per transaction
Maximum transaction count limit on ATM transaction
Maximum monthly transaction count limit of 30 transactions (Financial + Non-Financial) per month. Post transaction limits, INR 21 per Financial transactions on Axis Bank and (Financial + Non Financial) non-Axis Bank ATMs
International Cash Withdrawal fees (ATM)
Rs. 125
International Balance Enquiry fees (ATM)
Rs. 25
ECS/NACH transaction charges
Rs. 25 per transaction with cap of Rs. 100 a month
Surcharge on Railway Tickets purchased with Debit Card
NA
Cross Currency Mark-up on International Debit Card Transactions
3.50%
Dynamic currency conversion Mark-up on International Debit Card Transactions
1%
Surcharge at Petrol Pumps
Not Applicable on Axis Bank's Terminal
Outward Cheque Return
1st Return INR. 50 2nd Return onwards INR. 100
Inward Cheque Return - Financial Reason
1st return INR. 500, 2nd return onwards- INR. 550
Inward Cheque Return - Non-Financial
INR. 150/ instance
Outstation Cheque Return
Rs.150 per cheque
Deliverable return charges
INR 50 per return
ECS Debit Failure
1st return INR 500, 2nd return onwards INR 550
Standing Instruction Failure Charges on Loan EMIs and Credit Card Dues
Credit Card/Loan/Auto Debit Rs. 250/instance
Standing instruction faliure charges on Recurring Deposite & Mutual Fund
Nil
ATM Cash withdrawal transaction failure charges due to insufficient fund in customers savings account
Non-Axis ATM - Rs. 25 per instance, Axis ATM - Nil
Additional Charges on Non-Maintenance of Balance applicable to all Branch Locations
Nil
Transaction Decline fee at POS terminals due to insufficient funds in savings account
Rs 25 per instance
Card Replacement Fee
Rs.200
Additional MyDesign Card - Replacement Fee
As per choice of image & Mydesign T&C
Additional CHIP & PIN enabled card - Replacement Fee
NA
Additional Chequebook Fee
NA
Duplicate PIN (Branch mode only)
NA
Duplicate Passbook
Rs.100/- per Instance
Physical Statement Fee at branch, for prior quarters
Rs.100/- per Instance
Stop Payment Instructions: Cheque
Rs.50 per cheque, with a maximum of Rs.100 for Series (>2)
Stop Payment Instructions: ECS
Rs.100
DD/PO Cancellation
Rs.100
DD/PO Duplicate
Rs.100
DD/PO Revalidation
Rs.100
Additional DD/PO Fee
Upto INR 10,000 - INR 50
>INR 10,000-INR 20 lakhs- INR 5 per 1000 (min INR 75/- max INR 7,500)
>INR 20 Lakhs - INR 1 cr - INR 5 per 1000 (max INR 10,000)
Above INR 1 cr - INR 5 per 1000 (max INR 15,000)
SMS Alert Charges
25 ps. per SMS charge Max cap per customer Rs. 15/quarter (mandatory SMS)
*Mandatory SMS Alert such as ATM/POS Transaction, Security Alert, Transfer through Internet/Mobile App, etc.
Address Confirmation
Rs.50
Photo Attestation
Rs.50
Signature Verification-NACH Mandate,Loan application, SIP etc. where signature verification is reqd
Rs.50
Balance Certificate
Rs.50
Locker fees
Varies by Size and branch category (Metro/urban/semi-urban/rural)
Safe Custody Charges
-
NetSecure with 1 Touch Replacement fee
Rs.800
Demat A/C annual charges where applicable
If Demat account is linked with your savings account- Rs.750, If Demat account is not linked with your savings account- Rs.2500
Other Free Services & Discounts
Demat Account AMC (1st Yr)
Foreign Currency Outward Remit by Wire/TT/Swift
Rs.1,000
Foreign Currency Outward Remit by DD
Rs.250 or 0.3% whichever is higher
Inward Wire Transfer - Processing Fees
Rs. 250
Foreign Currency Instruments - Collection Fees
Rs. 750
Foreign Currency Instruments - Courier Charges
Rs. 50
Foreign Currency Instruments - Correspondent / Drawee Bank Charges (CLS)
NIL
Foreign Currency Instruments - Correspondent / Drawee Bank Charges (FCS)
USD 40
Foreign Currency Instruments - Correspondent / Drawee Bank Charges (Direct Collection)
On actuals
Foreign Currency Instruments - Dishonor Charges (Per Unit)
Rs. 100 + Charges imposed by issuer/correspondent bank (if any)
Foreign Currency - Cash Deposit at Branch
Rs. 100 (per instance)